Topic · Tech
Stablecoins
55 developments in the last 30 days.
Stablecoins Tech
38 developments this week
+20 vs last week
Stage: Markets
Opportunities
- JPM Coin moves to public Ethereum, and the Fed warns tokenized deposits make funding flightierBank deposit tokens on public chains need new liquidity and risk tooling. Treasurers and bank ALM teams pay.First flagged 2026-10-20
- Share Sheet: stablecoin issuer economics model for the fintechs holding the floatModels what each stablecoin issuer would pay a distributor and what switching costs. Wallets and neobanks pay.First flagged 2026-10-19
- Stablecoins earn on velocity, not float, and issuer economics tilt to distributorsThe value in stablecoins shifts from issuers earning interest on reserves to whoever runs the payment flow, so processors and distributors take a bigger cut.First flagged 2026-10-19
- Stablecoin payments grow 45% on flat supply, and issuer economics get squeezedThe same digital dollars move faster. Card networks and distributors take the fees while issuers fight over how reserve income is split.First flagged 2026-10-16
- Token Watch: find where your company's stock is being tokenised without youMonitors chains and venues for tokens claiming to represent an issuer's shares. Corporate secretaries and transfer agents pay.First flagged 2026-10-19
- Card-to-Chain Recon, now multi-currency and open to every Marqeta customerMatches stablecoin card authorisations, onchain settlement and FX legs. Card programs launching on Marqeta and Stripe pay.First flagged 2026-10-17
- Stable Invoice: close the 88%-versus-27% gap in SME stablecoin collectionsNon-custodial USDC pay links on invoices that reconcile into Xero or QuickBooks. Small exporters and agencies pay monthly.First flagged 2026-10-17
- Prefund Split: USDC-versus-fiat prefunding plans for Visa Direct payout firmsDaily plan for how much of each corridor's prefund to hold in USDC versus fiat. Payout and remittance treasuries pay.First flagged 2026-10-16
- Corridor Check: fiat-versus-stablecoin payout pricing, now that the networks offer bothPooled settlement data comparing fiat and stablecoin payout routes, corridor by corridor. Cross-border payout firms pay.First flagged 2026-10-07
- Return Path: refunds, recalls and proof of receipt for stablecoin payoutsDispute, recall and proof-of-receipt workflow for stablecoin B2B payouts. Payout platforms on Mastercard-BVNK or Visa rails pay.First flagged 2026-10-16
- Wallet Fence: hard spend limits for agents that hold crypto keysA policy co-signer that blocks agent transfers outside allowed wallets, amounts and payees. Teams running payment or trading agents pay.First flagged 2026-10-16
- x402 Books: per-call revenue records for APIs paid in sub-10-cent stablecoin paymentsAccounting and analytics layer that turns thousands of tiny agent payments into books. Indie API sellers pay.First flagged 2026-10-15
- x402 Books: turn sub-cent agent payments into ledger entriesBooks x402 stablecoin micropayments as revenue in QuickBooks, Xero and NetSuite. Finance teams at API sellers pay.First flagged 2026-10-12
- Agent-to-agent B2B billing forms a category with a $20M seedAgents that negotiate invoices, settle payments and resolve billing disputes with the counterparty's agents. Finance teams pay.First flagged 2026-10-14
- Contract Diff: behavioural tests for AI-written Solidity before deployCI that differential-tests AI-generated smart contracts against a reference before deployment. Stablecoin and tokenisation teams pay.First flagged 2026-10-14
- Agent Toll: x402 paywall plugin for WordPress, now that PHP middleware existsA WordPress plugin that charges AI agents stablecoin micropayments per page or API call. Publishers and small API owners pay.First flagged 2026-10-12
- Mandate Verifier for issuer processors: was this agent allowed to spend?Checks at authorization that a paying agent holds a valid, user-signed spending permission. Issuer processors pay.First flagged 2026-10-08
- Crypto exchanges buy bank charters as stablecoin growth stallsCrypto firms buying small licensed banks to offer deposits and lending, earning the spread from their own customers.First flagged 2026-10-15
- Haircut Engine: live haircuts and margin calls for bitcoin and stablecoin collateralRound-the-clock collateral valuation, depeg-aware haircuts and margin-call workflow for banks and brokers accepting crypto collateral.First flagged 2026-10-12
- Onchain Shares ledger: cost basis and dividend tracking for tokenized stocksRead-only tracker reconciling tokenized-stock positions, USDC dividends and cost basis on Base. Crypto-native investors pay.First flagged 2026-10-10
- Token-to-Share Reconciler for tokenized US equitiesIndependent daily checks that tokenized stocks are fully backed and pass dividends and splits through. Exchanges and issuers pay.First flagged 2026-10-10
- MiCA stablecoin delisting evidence kitChecks every product surface of an EU crypto platform (spot, swap, earn, payouts) against the list of authorised stablecoins, converts customer balances held in unauthorised coins, and builds the evidence pack for regulators.First flagged 2026-10-09
Developments
Last 30 days- JP Morgan brings JPM Coin to EthereumJPMorgan moved its JPM Coin deposit token onto Ethereum mainnet, a major bank pushing tokenized deposits onto a public blockchain. Finextra · 2026-10-20 JPM
- Mastercard launches Stablecoin SecurityMastercard launched Stablecoin Security, a risk intelligence product for stablecoin flows. Finextra · 2026-10-20 MA
- Stablecoin supply stalls, but payments jump 45% as Visa, Mastercard and Stripe connect crypto to cashStablecoin supply has stalled, but stablecoin payments jumped 45% as Visa, Mastercard and Stripe connect crypto to cash. CoinDesk · 2026-10-20 V MA
- Blockchain Association says Treasury’s GENIUS Act rollout needs clearer DeFi, foreign issuer rulesThe Blockchain Association wants clearer DeFi and foreign-issuer rules in Treasury's proposed GENIUS Act stablecoin rule. The Block · 2026-10-20
- Kansas City Fed Flags Funding Challenges From Tokenized DepositsKansas City Fed research warns that tokenized deposits move more easily, creating funding and liquidity risks for banks. PYMNTS · 2026-10-20
- Mesh taps Visa to let users spend crypto without a separate cardMesh and Visa will let users spend crypto and stablecoin balances straight from wallet apps, with no separate card or selling first. The Block · 2026-10-20 V
- JPMorgan brings JPM Coin, representing dollar deposits, to EthereumJPMorgan brought its JPM Coin dollar deposit token to Ethereum and EVM chains including Base for institutional peer-to-peer transfers. CoinDesk · 2026-10-20 JPM
- Mastercard unveils Stablecoin Security tool to screen payments for fraud and sanctions risksMastercard launched Stablecoin Security, a service that screens stablecoin payments for fraud and sanctions risk. The Block · 2026-10-20 MA
- Allium: stablecoin payments rose 45% YoY to $482B YTD through September 30, with transactions up 71% to 1.04B, while circulating supply grew just 0.4% (Krisztian Sandor/CoinDesk)Stablecoin payments rose 45% YoY to $482B while supply stayed flat, so existing stablecoins are increasingly being used to pay rather than sitting idle. Techmeme · 2026-10-19
- Circle defends USDC economics as stablecoin rivals court its partners with bigger cutRival stablecoin issuers are offering Circle's partners bigger revenue cuts, squeezing USDC economics. CoinDesk · 2026-10-19 CRCL
- Exoticdevelopment/paybox-tribunalHackathon projects are building x402 agent payments where agents pay only after the result is validated. GitHub · 2026-10-19
- Banks could slow stablecoin growth by paying savers more, BIS paper findsA BIS paper finds banks could slow stablecoin growth by paying savers more. CoinDesk · 2026-10-19
- Circle details USDC revenue split, says $819 million went to partners and costs in H1 2026Circle says $819M of its $1.4B in H1 USDC revenue went to partners and costs, as rivals court those partners with bigger cuts. The Block · 2026-10-18 CRCL
- Stripe and Plasma team on multi-currency stablecoin cardsStripe and Plasma are launching multi-currency stablecoin cards for people and businesses spending across currencies. Finextra · 2026-10-18
- Marqeta and Coinbase Take Stablecoin Spending MainstreamMarqeta's enterprise customers can now issue stablecoin-backed cards on Coinbase infrastructure. PYMNTS · 2026-10-18 MQ COIN
- Visa Direct moves USDC prefunding into commercial production with Inyo GlobalVisa Direct moved USDC prefunding for cross-border payouts into commercial production, with Inyo Global first. The Block · 2026-10-18 V
- Japanese banks complete stablecoin PoCJapan's megabanks (SMBC, Mizuho and MUFG) completed a test of jointly issuing a stablecoin and using it for cross-border payments. Finextra · 2026-10-18 MUFG SMFG MFG
- Research reveals gaps in SME's stablecoin adoptionIn a Neo survey, 88% of finance leaders at internationally active SMEs said stablecoins could improve B2B collections, but only 27% accept them, an adoption gap tools could fill. Finextra · 2026-10-18
- Stablecoins Take Aim at Cash Locked in PrefundingStablecoins aim at the working capital that cross-border payment providers keep locked in prefunded accounts. PYMNTS · 2026-10-18
- thesithunyein/bill402bill402 is a hackathon project that lets you create an invoice which any AI agent can pay in USDC on Base over x402, an early example of agent payments. GitHub · 2026-10-18
- Circle targets 40 new markets as stablecoin demand grows globallyCircle is targeting 40 new markets as global stablecoin demand grows. CoinDesk · 2026-10-18 CRCL
- New ways for fintechs to move money and expand globallyStripe launches Global Payouts, wider stablecoin cards and unified APIs for fintechs building global products. Stripe Blog · 2026-10-17
- Mastercard and BVNK bring fiat and stablecoin payments together in global money platformMastercard now offers fiat and stablecoin payments through a single BVNK-powered API, making it easier for builders to add stablecoin payments. Finextra · 2026-10-17 MA
- EBA designates Circle’s USDC as the EU’s first ‘significant’ e-money tokenEBA designates USDC the EU's first significant e-money token under MiCA. The Block · 2026-10-17 CRCL
- Visa takes stablecoin-powered money movement from pilots to productionVisa moves its stablecoin payouts through Visa Direct out of pilots and into commercial use, a sign that stablecoin rails are going mainstream. Finextra · 2026-10-16 V
- Stablecoin issuer Circle to push into 40 new markets, CEO saysCircle's CEO says the stablecoin issuer will expand into 40 new markets. Investing.com · 2026-10-16 CRCL
- requestway/laravel-x402A Laravel middleware that charges AI agents for API calls using x402 stablecoin payments, added in one line. GitHub · 2026-10-16
- Getting Money Back Could Be Stablecoins’ Next Big Selling PointStablecoin payments settle fast but lack a way to recover funds when something goes wrong, which could become a selling point for whoever solves it. PYMNTS · 2026-10-16
- Standard Chartered pushes $2 trillion stablecoin market forecast to 2030 as supply growth stallsStandard Chartered pushed its $2 trillion stablecoin market forecast from 2028 to 2030 because supply growth has stalled. The Block · 2026-10-16
- BNY Extends Reach Into Tokenized Funds and Pay-to-Wallet ServiceBNY is expanding into tokenized funds and a pay-to-wallet service, as discussed on its Q3 earnings call. PYMNTS · 2026-10-16 BK
- Chainalysis: agentic commerce on Coinbase's Base grew from ~1,500 transactions in Q2 2025 to 138M+ in Q3 2026; 87%+ of the payments were for less than 10 cents (Camila Grigera Naón/Fortune)Chainalysis says agent payments on Base grew from about 1,500 in Q2 2025 to 138M+ in Q3 2026, and 87%+ were under 10 cents. Techmeme · 2026-10-15 COIN
- EBA classifies USDC as significant e-money token under MiCAThe EBA has classified USDC as a significant e-money token under MiCA, which brings stricter supervision of Circle in the EU. Finextra · 2026-10-15 CRCL
- Mastercard and BVNK Unite Fiat and Stablecoins in Global Money PlatformMastercard and BVNK launched a platform that moves and manages both fiat and stablecoins. PYMNTS · 2026-10-15 MA
- Dutch central bank grants Qivalis e-money license for MiCA-compliant euro tokenThe Dutch central bank gave Qivalis an e-money licence for a MiCA-compliant euro stablecoin. CoinDesk · 2026-10-15
- Proposed 31.4% French tax on regulated stablecoins could drive crypto traders offshoreFrance has proposed a 31.4% tax on regulated stablecoins that could push crypto traders offshore. CoinDesk · 2026-10-15
- Polygon Labs completes Coinme acquisition, bringing regulated payments coverage across 48 US statesPolygon Labs closed its Coinme acquisition, adding 37 state money transmitter licences for stablecoin payments across 48 US states. The Block · 2026-10-15
- DriveWealth to use Ripple’s RLUSD for stablecoin settlement, cross-border paymentsDriveWealth will use Ripple's RLUSD stablecoin for settlement and cross-border payments, starting in Europe. The Block · 2026-10-15
- Rain launches stablecoin walletRain launched embedded stablecoin wallets that partners can offer inside their own apps, with yield on balances planned. Finextra · 2026-10-14
- Standard Chartered launches custody for Ripple’s RLUSD on XRP LedgerStandard Chartered launched custody for Ripple's RLUSD stablecoin and is working to use it as collateral for LMAX products. The Block · 2026-10-13
- Global financial watchdog calls for cross-border information sharing, planning for stablecoin crisisA global financial watchdog wants cross-border information sharing and planning for a stablecoin crisis. CoinDesk · 2026-10-13
- Standard Chartered offers RLUSD custody in Dubai and plans LMAX collateral linkStandard Chartered now offers custody for Ripple's RLUSD stablecoin in Dubai and plans to use it as collateral at LMAX. CoinDesk · 2026-10-12
- Base creator Jesse Pollak says equities and non-dollar stablecoins will lead upcoming ‘tokenization supercycle’Coinbase's tokenized stocks on Base are doing $70-100M a day in volume six weeks after launch, according to Base creator Jesse Pollak. The Block · 2026-10-11 COIN
- Visa survey says nearly half of APAC consumers open to using stablecoins by 2031A Visa survey finds nearly half of Asia-Pacific consumers are open to using stablecoins by 2031. CoinDesk · 2026-10-11 V
- Anyflo emerges from stealth to simplify stablecoin payments for enterprisesAnyflo, which routes stablecoin payments for enterprises, came out of stealth and has bought bitcoin lending platform Native. Finextra · 2026-10-10
- Top Democrat among Senate investigators probes ties between Cantor Fitzgerald, TetherSenate investigators are probing ties between Cantor Fitzgerald and Tether. CoinDesk · 2026-10-10
- Securitize launches 1:1-backed tokenized stocks, starting with Apple, Nvidia, Strategy and moreSecuritize launched tokenized US stocks on Solana, backed 1:1 by real shares and settling in USDC. The Block · 2026-10-10
- XRP Ledger adds new controls for banks, stablecoins and tokenized fundsThe XRP Ledger added controls aimed at banks, stablecoins and tokenized funds. CoinDesk · 2026-10-10
- EU securities regulator gives crypto platforms 3 months to remove unauthorized stablecoinsESMA, the EU securities regulator, gave crypto platforms three months to remove unauthorized stablecoins. CoinDesk · 2026-10-09
- Samsung to launch USDC transfers on Solana for US Galaxy usersSamsung Wallet will let US Galaxy users send USDC on Solana, with built-in fiat on- and off-ramps. The Block · 2026-10-09
- Moody’s gives Sky Protocol B3 rating as institutional interest in USDS growsMoody's gave Sky Protocol (issuer of the USDS stablecoin) a B3 rating, its first rating of a stablecoin protocol. The Block · 2026-10-09
- Samsung integrates USDC to overhaul cross-border remittances for 82 million Galaxy usersSamsung is building USDC into Samsung Wallet for cross-border remittances, reaching 82 million Galaxy users. CoinDesk · 2026-10-08 COIN
- SoFi's $25 Billion Stablecoin Push Could Change Its Growth StorySoFi is moving more than $25B of annual card volume to settlement in its own stablecoin, SoFiUSD, which suggests demand for stablecoin settlement infrastructure. Nasdaq · 2026-10-08 SOFI
- North Dakota Lenders Report Faster Settlement With State Bank’s StablecoinLenders using the Bank of North Dakota's Roughrider Coin, a state-bank stablecoin live since Oct. 1, report faster settlement. PYMNTS · 2026-10-08 FI
- Noah raises $38m for stablecoin payments platformStablecoin payments infrastructure provider Noah raised $38M. Finextra · 2026-10-08
- Conduit sues Tether over $2.76 million freeze, says it has ‘no legal entitlement’ to fundsConduit is suing Tether in New York federal court, alleging it froze $2.76M of its funds for over a year without explanation, a reminder of issuer-freeze risk for stablecoin users. The Block · 2026-10-08