earlyink
166 first flagged19 Oct 2026

Gateway Scorecard: independent MCP gateway testing for bank procurement

Runs capability and security tests on MCP gateways against a bank's own tools. Bank AI platform teams pay.

Early · GatewayBench published, gateways multiply

Written for: Small startup team

Next step

Call the head of AI platform engineering at a top-50 US bank piloting MCP, and ask which gateways are on their shortlist and what independent evidence their vendor-risk team has asked for.

Why now

Banks are choosing an MCP gateway now, and vendor risk wants third-party evidence. Santander's work with Nvidia on evaluating models and agents shows banks will pay for evaluation. The gap between vendor claims and independent results gives a neutral tester a reason to exist.

What became possible

GatewayBench is the first systematic evaluation of MCP gateways on both capability and security. A deployed Tool Recommendation system shows a gateway can expose 8,200 tools through a fixed three-tool interface. Open-source gateways like antirion are shipping, and labs' self-reported benchmark scores run 6.4% above independent testers.

Two ways in

  1. Gateway Scorecard

    Runs GatewayBench-style tests on shortlisted gateways using a mirror of the bank's own tool catalogue. It measures tool-routing recall, injection resistance, permission leaks and latency, and delivers a vendor-risk report.

    Customer
    AI platform and vendor-risk teams at regional and mid-size banks
    Model
    Fixed-fee evaluation per shortlist, then an annual retest
  2. Catalogue Finder

    A three-tool gateway layer over a fintech's hundreds of internal APIs so agents find every tool a task needs.

    Customer
    Platform teams at fintechs with large internal API sets
    Model
    Self-hosted licence

Competition

Early

The opening is Gateway Scorecard as an independent service. Test material already exists: mcpsec covers gateway security and MCPTox covers tool poisoning.

Full competition notes (12 competitors)

The opening is Gateway Scorecard as an independent service. Test material already exists: mcpsec covers gateway security and MCPTox covers tool poisoning. What I could not find is anyone who runs these tests and measures tool-routing recall on a copy of a specific buyer's tool catalogue, then packages the results as a vendor-risk report that a bank's third-party risk team and regulators would accept. Vendor comparisons and RFP checklists are written by the gateway companies themselves, and the one independent review leaves security out. Regulatory pressure is building: articles cite an NSA warning on MCP and expect MCP-specific testing to show up in UK bank supervision under DORA. That pressure favours a neutral tester, especially for regional and mid-size banks that lack in-house red teams. To win, a new entrant needs credibility (published methods, repeatable test kits and possibly a link to a standard or audit firm) and test cases based on real banking workflows. The main threats are that mcpsec is free for banks to run themselves, that Big Four firms or AI security vendors could add this to existing assurance work, and that one-off procurement projects may not bring repeat revenue unless the product turns into ongoing retesting. Catalogue Finder has little room: search-and-call layers over large tool catalogues are already a standard gateway feature (LiteLLM, Nexla) and a common open-source pattern (OmniMCP, mcp-mux, toolsieve). It would have to win on proven recall over messy internal APIs, not on the design, and is better used as one input to the Scorecard's routing-recall tests than sold on its own.

  • mcpsec

    A free, vendor-neutral (Apache-2.0) security benchmark for MCP gateways: 10 formal security properties, 64 attack test cases across 12 attack classes, and a tiered score from Unsafe to Hardened. It is the closest thing to the scoring engine itself, but it is a tool, not a bank-specific service or report.

  • AIMultiple MCP gateway benchmark

    A published latency and security comparison of six MCP gateways using an instrumented backend. It is generic research content, not tailored to any buyer's tool catalogue.

  • Tetrate AI gateway benchmarks

    A vendor benchmark of the overhead Envoy AI Gateway adds to MCP tool calls. It covers latency only and is written by the vendor.

  • MCPTox

    An academic tool-poisoning benchmark (45 real MCP servers, 1348 attack cases). It tests AI models, not gateways, but a scorecard could reuse its methods.

  • Composio MCP gateway RFP checklist

    A buying checklist written by a gateway vendor (credential isolation, policy enforcement, SOC 2 evidence, logging of denied calls). It shows procurement demand, but the evaluation is self-serving and nothing is actually tested.

  • Best MCP Gateways in 2026 hands-on comparison (Substack)

    The only independent hands-on comparison found. It explicitly leaves security, production load and failure recovery out of scope.

  • Invariant Labs MCP-Scan

    Static and dynamic scanning of MCP connections for prompt injection, tool poisoning and toxic flows. It is a general security tool, not a way to compare gateways for procurement.

  • LiteLLM MCP Tool Search

    Two virtual tools, search and call, in front of a large MCP catalogue, with results limited to the tools each API key may access. This directly overlaps Catalogue Finder.

  • Nexla MCP Gateway discovery meta-tools

    An enterprise gateway that adds search, describe and call tools ranked by semantic similarity. It overlaps Catalogue Finder.

  • OmniMCP

    An open-source single-tool semantic router across many MCP servers that loads tool schemas only when needed. It overlaps Catalogue Finder.

  • toolsieve

    Open-source embedding-based tool lookup. It publishes its own recall benchmark: 69% of queries got a ready-to-call right tool across 181 tools and 159 queries.

  • mcp-mux

    An open-source MCP router that exposes only search and execute tools. It overlaps Catalogue Finder.

Checked 2026-10-19

Risks

  • Gateways may consolidate into Cloudflare or hyperscaler defaults, removing the procurement choice
  • Evaluation work tends to stay one-off consulting revenue
  • Vendors may refuse independent testing or restrict publishing results

Best on tech readiness and open space; market pull is the weak point (6).

tech 7 · pull 6 · space 7 · fit 7 · build 7

Exposed

Companies that could benefit or be threatened. News and context, not investment advice.

Momentum of its main topic

67 developments this week +27 vs last week
21 Sep: 0 developments22 Sep: 0 developments23 Sep: 0 developments24 Sep: 0 developments25 Sep: 0 developments26 Sep: 0 developments27 Sep: 0 developments28 Sep: 0 developments29 Sep: 0 developments30 Sep: 0 developments1 Oct: 0 developments2 Oct: 0 developments3 Oct: 0 developments4 Oct: 0 developments5 Oct: 0 developments6 Oct: 0 developments7 Oct: 0 developments8 Oct: 11 developments9 Oct: 3 developments10 Oct: 6 developments11 Oct: 2 developments12 Oct: 7 developments13 Oct: 11 developments14 Oct: 13 developments15 Oct: 14 developments16 Oct: 8 developments17 Oct: 10 developments18 Oct: 6 developments19 Oct: 8 developments20 Oct: 8 developments
Stage: Coverage

Sources

  1. GatewayBench: Unified Capability and Security Evaluation Platform for MCP GatewaysarXiv
  2. Tool Recommendation for Multi-Step Agents: Finding Every Tool a Task NeedsarXiv
  3. eliasbiondo/antirionGitHub
  4. If you don't run your own LLM proxy, how do you know whats going on?Hacker News
  5. Santander Turns to Nvidia to Build New AI Banking CapabilitiesPYMNTS
  6. AI labs report benchmark scores 6.4% higher than independent testers, on averager/LocalLLaMA

Status history

  • 2026-10-19 Flagged as buildable